where Art and Science converge

The Operating System of probabilities

No More Silos.

Disjointed stories erode confidence. Conflicting numbers slow decisions.

With C4, you can slice and dice the same dataset for budget, segmentation, loss ratios, cashflow and more.

See how a set of assumptions flow through the company, and speak with a unified voice to the audience.

C4 unites underwriting, actuarial, and finance into one platform.

More than just a point.

Built on bayesian probabilistic engines, C4 gives each policy and claim a range of frequency and severity outcomes across different time points.

This lets you understand the odds of hitting targets, weigh your strategies, and align your appetite.

With probabilities come great possibilities; let there be Options.

Every number tells a story. But don't let the story be reduced to a single number.

Structured for the Futures

Our architecture is designed with upgrade slots in mind.

New APIs? No problem. Emergent AI bot? Link-and-done. Extra billions of premium & policies? Happy days.

Want to see the IRR on a tranche of targeted risks sitting at 10m xs 5m across multiple underwriting years over the next 3 months? There's a dashboard for that.

Insurance doesn't stand still. And neither does C4.

C4 is currently available by invitation-only.

Register your interest below, and be notified when the next phase opens.